We all eventually come around to buy some form of insurance, whether it’s for the home, the car, or our lives. But you might be amazed to learn that most people make generally poor insurance buying decisions. And this is in part because we get so nervous when we are at the insurance agent’s office we miss important things. The first thing your insurance agent wants you to know is that almost nothing is carved in stone. You can make changes to your insurance polices as your needs and circumstances change. Your agent is there to help you do that. Many families struggle to pay expensive insurance premiums when their…