Savings
These articles deal with personal finance and savings topics.
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What are the Basics of Personal Investing Strategies?
Have you ever heard anyone say, “Insurance policies are not investment instruments?” Or have you wondered what the difference is between a 401(k) retirement plan and an IRA retirement plan? Most people don’t really keep all these things straight, but there are also many conflicting opinions out there. Here is a quick run down of pros and cons for investment tools available to the average individual (we don’t need to worry about where wealthy people put their money). And we should also note that these are the investment tools available to most Americans. Opportunities may differ from country to country, so this is by no means an exhaustive list of…
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Use Coupons to Make Money Online
Have you ever heard about “couponing arbitrage”? Arbitrage is the practice of buying and selling products and service at the same time (you act as a middle man), where you earn a profit from your sale. There is a sports betting system called “coupon arbitrage” but that is not what I am talking about here. Couponing arbitrage is the practice of using manufacturer coupons to buy merchandise on sale and then selling that same merchandise elsewhere. Manufacturers sometimes offer great coupons to retailers to help spur sales of old inventory or to generate excitement about new products. You may never see these coupons again but if you know the products…
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Saving Money in Small Ways
We can all agree that saving money is really hard to do for most people. Sure, if you’re already wealthy, you can set aside money as it comes in and watch it grow through interest and investments. But most people are not wealthy. Here are a few tips on how to save money in small ways. All these small savings can add up over time. Believe me, I have used every one of these tips throughout my adult life to create a little wealth for myself. First, let me tell you a little story. Many years ago when I was in college several of my friends invited me to spend…
